Equity Release PlanA solution to unlock the value in your home for later life needs
The idea came about after speaking with a couple who were asset-rich but cash-poor. Their home had significant value, yet their retirement income left them struggling to cover rising living costs and unexpected expenses. The obvious question was, how could they access the value in their home without selling it and disrupting their lifestyle?
This is a situation many families find themselves in.They want to enjoy retirement with financial freedom, but much of their wealth is tied up in property.
Through our network, we have developed a structured plan to help release equity from property in a sustainable way. That same couple became one of the first to adopt this Equity Release Plan, and now feel more comfortable knowing they can access funds while still preserving long-term security.
Test Case
For many retirees, their home is their most valuable asset. However, with longer life expectancy and increasing costs, savings alone may not be enough. Equity release allows individuals to unlock part of their property’s value to support retirement, cover care needs, or help family members, without the need to sell.
With a structured private financial agreement, capital released from the property can be put to work, generating returns to offset costs and provide additional income.
At the end of the agreed term, the original capital is returned, allowing families to benefit from their property’s value while maintaining wealth preservation.
The Terms
The information provided below reflects our typical terms, including duration, entry level, and payment frequency. These are indicative and may vary depending on individual arrangements.
The Process
Step 1
Client engages with a member of the team to meet and discuss requirements.
Step 2
Once client goals are discussed, sign up paperwork is issued specific for the client.
Step 3
Once paperwork and client ID is filed, a private financial agreement is submitted.
Step 4
When the private financial agreement is completed client sends funds to Limited company account.
Step 5
Client funds are placed into the trade, and the client receives fixed quarterly payments throughout the twelve-month contract.