University Finance PlanA solution to reduce the financial strain of higher education
This idea came about after speaking with a family whose eldest child was preparing to start university. When we reviewed their finances, it became clear that their current savings would only stretch to cover just over two years of tuition and living costs. That raised the obvious concern, how would they fund the remaining years of study, or support their younger children when their time came?
That conversation highlighted a wider reality for many parents. They want to give their children the best chance to succeed at university, but the rising cost of tuition, accommodation, and living expenses can put a real strain on family finances.
Through our network, we have developed a structured plan to extend financial capacity in a sustainable way. The same family became one of the first to adopt this University Finance approach, and nearly a year on they feel far more secure about meeting the full cost of their children’s higher education.
Test Case
University education is one of the most significant costs many families face. Tuition fees, accommodation, travel, and day-to-day expenses can easily exceed £75,000 over the course of a degree. For families with more than one child, this figure can quickly multiply.
By using a structured private financial agreement, parents can commit the required capital in advance. Over time, this capital works for them, generating returns that help offset ongoing university expenses.
At the end of the agreed term, the original capital is returned to the parent, allowing them to fund their child’s degree while preserving their wealth and reducing the overall cost.
University is more than an academic step, it’s an investment in a child’s future. With the right financial structure, families can support this important stage without undue pressure on their finances.
The Terms
The information provided below reflects our typical terms, including duration, entry level, and payment frequency. These are indicative and may vary depending on individual arrangements.
The Process
Step 1
Client engages with a member of the team to meet and discuss requirements.
Step 2
Once client goals are discussed, sign up paperwork is issued specific for the client.
Step 3
Once paperwork and client ID is filed, a private financial agreement is submitted.
Step 4
When the private financial agreement is completed client sends funds to Limited company account.
Step 5
Client funds are placed into the trade, and the client receives fixed quarterly payments throughout the twelve-month contract.